Payout

When performing a payout, the customer initiates a payout and then just waits for the funds to be credited to their account. The customer themself doesn't participate in the payout processing procedure.

Countries and regions Kazakhstan
Payment currencies KZT
Payment amount limits Contact your key account manager at Monetix for details. Also you can check the payment amount limits in your project by using Dashboard.
Payment processing time Contact your key account manager at Monetix for details.
Currency conversion
Refund
Onboarding and access fee Contact your key account manager at Monetix for details.
Special considerations

The currency of the payment can be only KZT.

Operations support

Interfaces
Payment Page Gate Dashboard
Payout

You can check the payment amount limits in your project by using Dashboard. To check your payment amount limits, go to Dashboard, select the Projects section, and then click the Payment methods tab.

The following sections provide more information about the payment processing flow and the analysis of completed payments.

Payout by using Gate

General information

To perform a payout by using Gate with the Payments by phone number in Kazakhstan payment method:

  1. Send a request with all the required parameters and signature to the Monetix URL.
  2. Accept the callback with the payout result from the payment platform.

The following picture provides the details of the payout processing flow in the Payments by phone number in Kazakhstan payment method.

Figure 1. Payout processing flow when performing a payout by using Gate
  1. The customer initiates a payout in your system.
  2. Your system sends the payout request to the Monetix payment platform.
  3. The payment platform sends you a response in which it acknowledges your request and provides the request validation result. (For more information about the response format, see Response structure.)
  4. The payment platform processes the request and forwards it to the provider service.
  5. The provider service informs the payment platform about the payout result.
  6. The payment platform sends a callback with the payout result to your system.
  7. Your system sends the payout result to the customer.

Request

This section provides the instructions on how to build the request for payout with the Payments by phone number in Kazakhstan payment method.

HTTP request method POST
Request body format JSON
API endpoint /v2/payment/smp-p2p-kz/payout
Table 1. Basic parameters of a payout request

strictly required—the parameter must be in the initial request.
ObjectParameterDescription

general
object
strictly required

project_id
integer
strictly required

Project ID you obtained from Monetix when integrating.

Example: 1234

payment_id
string
strictly required

Payment ID unique within your project.

Example: payment_47

signature
string
strictly required

Signature created after you've specified all the request parameters. For more information about signature generation, see Signature generation and verification.

customer
object
strictly required

id
string
strictly required

Unique ID of the customer within your project.

Example: customer_123

ip_address
string
strictly required

IP address of the customer's device.

Example: 198.51.100.47

first_name
string
strictly required

Customer's first name.

Example: John

last_name
string
strictly required

Customer's last name.

Example: Doe

email
string
strictly required

Customer's email.

Example: johndoe@example.com

account
object
strictly required

number
string
strictly required

Customer phone number without punctuation or special characters.

Example: 79876543210

bank_code
string
strictly required

Customer's bank ID. For information on how to get the list of the supported banks IDs, see Banks available for payout.

Example: 88822

payment
object
strictly required

currency
string
strictly required

Code of the payment currency in the ISO-4217 alpha-3 format.

The currency of the payment can be only KZT.

Example: KZT

amount
integer
strictly required

Payment amount in minor currency units without any decimal point or comma except for the cases when the currency doesn't have any minor currency units.

If the currency doesn't have any minor units (i.e. the number of digits for minor currency units is zero), set this parameter to the amount in the major currency units. To check whether the currency has any minor units, see Currency units and Currency codes.

Example: 1000.00 KZT must be sent as 100000

You can also add any other optional parameters to the payout request, if necessary. For the list of all the parameters available in Gate, see API Reference.

Here is an example of the data from a request to initiate a payout with the Payments by phone number in Kazakhstan payment method:

Figure 2. Example of the payout request body
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "kUi2x9dKHAVNU0FYldJrxh4yo+52Kt8KU+Y19vySO/RLUkDJrOcZzUCwX6R/ekpZhkIQg=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com"
    },
    "account": {
        "number": "79876543210",
        "bank_code": "88822"
    },
    "payment": {
        "currency": "KZT",
        "amount": 100000
    }
}

Callback

In the Payments by phone number in Kazakhstan payment method, the payment platform returns the payout result in a callback. For the information about the callback structure, see Callbacks in Gate.

The following is an example of a callback body with the information about a successfully completed payout.

Figure 3. Example of the data from a successful payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "payout",
        "status": "success",
        "date": "2024-12-07T19:08:45+0000",
        "method": "smp-p2p-kz",
        "sum": {
            "amount": 100000,
            "currency": "KZT"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 47,
        "type": "payout",
        "status": "success",
        "date": "2024-12-07T19:08:45+0000",
        "created_date": "2024-12-07T19:08:05+0000",
        "request_id": "1a23456bc7890de",
        "sum_initial": {
            "amount": 100000,
            "currency": "KZT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "KZT"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4XrUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is an example of a callback for a declined payout.

Figure 4. Example of the data from a declined payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "payout",
        "status": "decline",
        "date": "2024-12-07T19:08:45+0000",
        "method": "smp-p2p-kz",
        "sum": {
            "amount": 100000,
            "currency": "KZT"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 47,
        "type": "payout",
        "status": "decline",
        "date": "2024-12-07T19:08:45+0000",
        "created_date": "2024-12-07T19:08:05+0000",
        "request_id": "1a23456bc7890de",
        "sum_initial": {
            "amount": 100000,
            "currency": "KZT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "KZT"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4XrUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

Related topics

Payout by using Dashboard

To make a payout through Dashboard, your system sends a request and receives a notification with the request processing result. There are two ways to initiate payouts through Dashboard:
  • single payout—you specify the currency and amount for a payout available for this method and fill in all the fields required for the selected payment method on the Dashboard pages.
  • as a part of a mass payment—all the parameters are specified in a CSV file. Refer to the Payouts by using Gate section for the parameters required by your payment method.

Information about completed payouts is available for viewing in the Payments and Manual Payments sections of Dashboard.

For more information about payout processing by using Dashboard, see Performing payouts.

Banks available for payout

Supported banks

In the Payments by phone number in Kazakhstan payment method, payments are performed through the banks the payment method supports. For the payout to be performed, your request must contain the code of the customer's bank in the account.bank_code parameter.

The table below lists the banks available for payout in the Payments by phone number in Kazakhstan payment method.

Table 2. Banks available for payout
BankCode
Bank Center Credit88822
Bereke Bank78102
Forte Bank88812
Freedom Bank88802
Halyk Bank78112
Jusan Bank78092
Kaspi Bank69542

The table with the list of banks is provided for informational purposes only. It may change without notice. To get the current list of banks the Payments by phone number in Kazakhstan payment method supports, send a request to the payment platform.

Request for the list of available banks

The list of banks may change that's why we recommend that you send the payment platform a request for the list of banks currently available in the Payments by phone number in Kazakhstan payment method. The request format and structure should be the following:

HTTP request method POST
Request body format JSON
API endpoint /v2/info/banks/smp-p2p-kz/payout/list
Full API endpoint specification /v2/info/banks/{parentMethod}/{childMethod}/{operationType}/list
Table 3. Parameters required in the request to get the list of banks available in the payment method

strictly required—parameter is required in the initial request.

Object Parameter Description

general
object
strictly required

project_id
integer
strictly required

 Project ID you obtained when integrating with Monetix.

Example: 123

payment_id
string
strictly required

 Payment ID unique within the project.

If the payment is not yet created, set this parameter to a unique value.

Example: payment_47

signature
string
strictly required

 Signature created after you specify all the required parameters. For more information about, signature generation, see Signature generation and verification.

payment
object
strictly required

amount
integer
strictly required

 Payment amount in minor currency units without any decimal point or comma except for the cases when the currency doesn't have any minor currency units.

If the currency doesn't have any minor units (i.e. the number of digits for minor currency units is zero), set this parameter to the amount in the major currency units. To check whether the currency has any minor units, see Currency codes.

Example: 1000.00 KZT must be sent as 100000

currency
string
strictly required

 Code of the payout currency in the ISO-4217 alpha-3 format.

The currency of the payment can be only KZT.

Example: KZT
You can also add any other optional parameters to the request, if necessary. For the list of all the parameters available in Gate, see API Reference.

Here is an example of the data from the request for the list of banks available in the Payments by phone number in Kazakhstan payment method.

Figure 5. Example of the data from the request for the list of available banks
{
    "general": {
        "project_id": 200,
        "payment_id": "ORDER_155860015",
        "signature": "K6jll2ym+PtOb3ocZtr345st...=="
    },
    "payment": {
        "amount": 100000,
        "currency": "KZT"
    }
}
Figure 6. Example of the response with the list of banks available in the payment method
[
    {
        "minAmount": 100, // Minimum payment amount allowed for the payment (in minor currency units)
        "maxAmount": 1000, // Maximum payment amount allowed for the payment (in minor currency units)
        "limitCurrency": "KZT", // Code of the currency used for the payment limits (minAmount and maxAmount) in the ISO-4217 alpha-3 format
        "id": 123, // Bank ID
        "abbr": "EXB", // Bank shortcut name (for internal use)
        "name": "Example Bank", // General bank name
        "nativeName": "Example Bank", // Native bank name
        "currencies": [ // Array with currencies supported by the bank
            {
                "id": 123, // Currency ID in the payment platform
                "alpha_3_4217": "KZT", // Alphabetic code of the payment currency in the ISO-4217 alpha-3 format
                "number_3_4217": "123", // Numeric code of the payment currency in the ISO-4217 alpha-3 format
                "currency_type": "fiat", // Type of the currency
                "exponent": 2 // Number of decimal places after decimal point
            }
        ]
    }
]